Commercial Truck Insurance - Strong Tie Insurance Services

Get a Commercial Truck Insurance Quote in California and Texas

We know the challenges truckers face on the road every day. Protect your truck today with local experts. Affordable coverage, fast service, and support in English or Spanish.

✅We cover all truck types

✅Specialists in CA and TX

✅Bilingual service available

✅Fast, no-obligation process

✅Affordable rates with full coverage

Semi Truck Insurance 
Big Rig Insurance 
Motor Truck Cargo Insurance 
Bobtail Insurance 
Box Truck Insurance 
Tow Truck Insurance 
And More! 

Get Your Free
Quote Now!

Simply leave your details, and one of our experts will call you to provide a personalized, hassle-free quote—quick and easy, all by phone!

FORM TRUCK NUMBERS GA

Get a Commercial Truck Insurance Quote in California and Texas

We know the challenges truckers face on the road every day. Protect your truck today with local experts. Affordable coverage, fast service, and support in English or Spanish.

✅We cover all truck types

✅Specialists in CA and TX

✅Bilingual service available

✅Fast, no-obligation process

✅Affordable rates with full coverage

Semi Truck Insurance 
Big Rig Insurance 
Motor Truck Cargo Insurance 
Bobtail Insurance 
Box Truck Insurance 
Tow Truck Insurance 
And More! 

Get Your Free Quote Now!

Simply leave your details, and one of our experts will call you to provide a personalized, hassle-free quote—quick and easy, all by phone!

FORM TRUCK NUMBERS GA

What type of truck do you need insurance for?

🚚 General Freight 🚛 Long Haul Trucks 🧊 Refrigerated Trucks 🏗️ Dump Trucks & Cranes 🚛 Hot Shot Trucks 🛻 Food Trucks 🔩 Tool Trucks 🛠️ Service Trucks

Common Coverages Included in Commercial Truck Insurance

  • Primary Auto Liability – covers bodily injury and/or property damage caused by the businesses commercial truck. 
  • Auto Physical Damage – covers physical damages to the businesses commercial truck and/or trailers being pulled by the power unit. You can choose to cover owned or non-owned trailers on this type of policy. 
  • Motor Truck Cargo Insurance – covers damages to cargo being hauled. 
  • Trucking General Liability – covers bodily injury and/or property damages that are caused by your companies products, services or operations.
  • Non Trucking Liability – covers bodily injury and/or property damages caused by a commercial vehicle while not operated in the course of business or in transit.
  • Excess Liability and Umbrella – covers liabilities that exceed the underlying policies limits. You can purchase excess for multiple coverages if needed.  
  • Workers Compensation – this covers injuries to employees injured on the job. 
  • Primary Auto Liability – Stay protected on long hauls
  • Big Rig Insurance – Reliable coverage for heavy-duty trucks
  • Primary Auto Liability – Stay protected on long hauls
  • Bobtail Insurance – Protection when driving without a trailer
  • Box Truck Insurance – Ideal for delivery and transport businesses
  • Tow Truck Insurance – Coverage tailored for towing operations
  • And More! –  Get a customized policy for your specific needs
I was worried about the cost of my insurance, but thanks to Strong Tie Insurance, I saved over $400 on my premium. The service was incredible, always attentive and willing to help. I’m really happy with my choice!

Marta S.
Los Angeles, CA
I’m a truck operator, and they insured my Freightliner Cascadia, one of the most popular trucks for commercial transportation in California. The coverage was excellent and the price fair. Strong Tie Insurance helped me get the best insurance quickly and easily. Highly recommended!
Roberto T.
San Francisco, CA
I own a fleet of trucks, and Strong Tie Insurance has been a great choice. They helped me get the best coverage for all my vehicles, and I also saved significantly on premiums. The service is exceptional, always attentive to my needs. Highly recommended.
Carlos G.
Houston, TX

Protect Your Business with Trusted Commercial Truck Insurance

Protect Your Business with
Trusted Commercial
Truck Insurance

Get the best coverage for your commercial trucks and safeguard your business. Our expert team will guide you to find the most reliable and affordable options in California & Texas, ensuring your assets are fully protected.

Affordable and Customized Truck Insurance Coverage

We are dedicated to offering the most affordable and tailored trucking insurance options to suit your needs. Whether it’s liability coverage or claims, we work to ensure you get the best policy at the most competitive price.

Comprehensive Coverage for Truckers and Business Owners

As a proud business owner and trucker, you need a policy that covers everything. Our customized packages combine all your trucking insurance needs under one roof, protecting you from lawsuits, loss, and unexpected costs. We help you plan your benefits and shield your equipment from damage.

strong tie insurance services

Get the Lowest Rate Now

We offer the lowest rates on commercial truck insurance in the state of California. Get your FREE truck coverage quote today.

Bilingual Support

At Strong Tie Insurance, we understand the importance of clear communication. That’s why our team is ready to assist you in both English and Spanish, ensuring you receive the best support throughout the insurance process.

25+ Years of Expertise in Trucking Insurance

With over 25 years of experience in the trucking industry, we proudly offer premium coverage options for your fleet. Unlike other companies, we ensure that our clients benefit from great savings and consistent growth in their business.

Growing Your Business With Us

Our insurance services are designed to fuel your business growth. With a strong network of satisfied owner-operators and carriers, we help provide the freight liability coverage your trucking business needs to thrive. Customer satisfaction is at the heart of everything we do.

Dedicated Team Member

With a dedicated agent always by your side, we ensure that your trucking needs are met. From claims to cargo and damage coverage, we’re committed to helping you navigate your insurance requirements with personalized care.

Clients Focused

Our mission is simple: to keep our clients happy and satisfied. With experienced agents across every state, we provide expert guidance to resolve any trucking insurance challenges you may face.

Insurance Service with Heart

We take pride in serving our community with care and passion. Our commitment to delivering top-notch service makes your life easier and helps you focus on what matters most—your business.

What Does Commercial Truck Insurance Cover?

Looking for affordable commercial truck insurance? You’ve found the best coverage at the best price. We help owner-operators, fleet managers, and independent drivers get customized policies that lower costs while maximizing protection.

No two trucking businesses are the same, which is why we offer tailored coverage options to keep you on the road, even after an accident. Our experienced team will help you choose the best policy for your needs, ensuring full protection at the lowest rates.

We Cover:

✅ Motor Truck General Liability
✅ Non-Trucking Liability
✅ Motor Truck Cargo
✅ Trailer Interchange
✅ Bobtail Insurance
✅ Dump Truck Coverage
✅ Motor Carrier Insurance
✅ Trailer Insurance
✅ Truck Driver Protection
… and more!

strong tie insurance services
WHY CHOOSE US

At Strong Tie Insurance, we’re committed to helping you find the best commercial truck insurance for your business.

01

Local Expertise

We know the legal requirements in CA and TX..

02

Real Savings

We help you find the best rate without losing coverage.

03

Quick Response

Get a quote in minutes.

04

Real Agents

Personalized service from licensed experts.

Commercial Truck Insurance Frequently Asked Questions

At Strong Tie Insurance, we’re committed to helping you find the best commercial truck insurance for your business.

As your company grows, you need a trusted and adaptable insurance provider that evolves with you—ensuring you always have the right coverage at the best price. Our expert team is here to answer all your questions and guide you every step of the way.

Commercial trucking insurance is a coverage that protects your trucking business from costly bills if your trucks are in an accident or other circumstances arise.

It covers situations where you use your truck to transport products, animals, materials, and more. If you use this vehicle professionally and personally, a commercial trucking insurance policy will fill in any gaps with your personal auto insurance policy. 

All commercial trucking insurance policies begin with primary liability insurance, which is necessary to cover your business and protect property and people from any damage your trucks may cause.

When requesting a commercial truck insurance quote, you’ll need to provide us with the following basic information:

  • Your current trucking insurance policy declarations page. If you don’t have a declarations page, you can use your personal auto declarations page. 
  • Drivers license number and driving history of all drivers
  • VIN numbers of each vehicle
  • List of safety and security features on every commercial truck.

If you don’t have all of the above information, we may still be able to prove you with a trucking insurance quote based on estimations. However, the quote is subject to change once we get the additional information.

Begin the first step to protect your trucking business with cheap truck insurance today by requesting a quote! All you have to do is provide us with basic information about your business along with the truck or fleet of trucks you own. We’ll help you find affordable coverage.

There are many types of truck insurance policies that you may want to consider for your business. These include: 

  • Primary Auto Liability
  • General Liability
  • Physical Damage
  • Bobtail
  • Motor Truck Cargo
  • Rental Reimbursement
  • Trailer Interchange
  • Uninsured/Underinsured Motorists
  • Reefer Breakdown Coverage

To get cheap commercial truck insurance, you can follow these steps:

  1. Do your research. Make sure you understand the types of coverage you’re looking for. You will also want to make sure that you’re contacting a reputable, well-reviewed company with extensive experience with your type of business. 
  2. Get multiple quotes. Compare, compare, compare! Get multiple commercial auto insurance quotes and see how you can add, remove, or mix up the options available to create the most cost-efficient policy for your business.
  3. Review before purchase. Once you’ve compared your business insurance quotes, you can decide on the most suitable insurance package for your business’s unique needs.

Re-evaluate at renewal. When it comes time to renew your business insurance policy next year, make sure to take a look at your business and how it has evolved over the last twelve months.

You’ll likely have different needs as time goes on, so make sure that your commercial insurance policy changes to accommodate your business needs.

The cost of truck insurance rates varies monthly, depending on the company you work with and your particular needs for coverage. The national average monthly insurance costs, however, is $795 for specialty truckers, and $931 for transport truckers.
The average cost of commercial truck insurance is $7,000 to $10,000 per truck per year.

The average cost of trucking coverage is $2,000 to $5,000 per truck per year.

The average cost of physical damage coverage for a commercial truck is $2,000 to $3,000 per truck per year.

The average cost of uninsured and underinsured motorist coverage for a commercial truck is $500 to $1,000 per truck per year.

You can lower your truck insurance by following these tips:

Employ Experienced Drivers

TThe driving experience and driver’s license are one of the most important factors when it comes to trucking insurance companies determining the cost and limits of your trucking insurance policy. They want to know that your drivers have a clear head on the road and can be trusted with independent decisions in the event of a crisis. The driving habits differentiate the pros from the newbie. We have to take into account how the driver’s state of mind and performance behind the wheel.

Hire Drivers with Clean Driving Records

Your drivers should all have clean records if you want to keep your commercial auto insurance premiums low. Those with a history of violations and accidents have a higher risk index when compared to those with clean records. The driver’s efficiency results from his focus and ability to follow rules. His power to reach the destination and location without complaints is an example of a role model when hiring a driver.

Verify Employment History

Employment history proves to the insurance company that your drivers are loyal and dedicated to their employers. Drivers who have spent extensive amounts of time with a few companies are perceived as more stable. Technology in apps provides a guide to reviewing the record of the candidates. Some system has name and occurence of violation of a person readily available.

Consider a High Deductible

If you find yourself paying high premiums, you may want to consider adjusting your trucking insurance policy. Higher deductibles result in lower trucking insurance premiums.

A high deductible also means that you’ll have higher upfront costs in the event of an accident, so this is something you’ll need to take time to consider.